Book Summary

Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams.

Patrice Washington rationalized her excessive spending. �I work hard, I deserve this.� �I bought it on sale.� But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free�and used the wisdom she gained to start her own successful real estate and mortgage brokerage�and by twenty-nine started her own financial counseling business.

Patrice�s former bad spending habits aren�t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many�including most African American women�are choosing to stay single.

Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you�re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice�s practical advice, you�ll learn to form �wealthy� habits, establish an �opportunity fund,� stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.

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